Payday Loans Help Solve Your Money Issues Today
Get help with unexpected expenses by using our fast and easy application for online payday loans. Payday loans help you meet your financial needs now, even if you don't get paid until later.
Your application is easy, safe and takes only a few minutes.
Receive a quick decision after submitting your form.
Cash in your bank account as soon as tomorrow.
Quick Payday Loans from Slick Cash Loan
Payday loans are unsecured loans that usually get repaid in 30 days or less. You don't get a payday loan to finance a car or other major purchase, but these financial instruments prove convenient if you have short-term medical, school or holiday expenses your must pay right away.
How much can I borrow?
The loan amount you can borrow varies based on a few factors. Certain states, for instance, place limits on how much you can borrow with a payday loan. Individual lenders also usually have maximum loan amounts. Your income also helps determine what you can borrow. Generally speaking, payday loan amounts range from $50 to $1,000.
What is the process to get a loan?
To get a payday loan, you must first apply online with a reputable lender such as Slick Cash Loan. The fast approval process usually lets you know if you're approved within minutes, and once approved, loans typically fund by the next business day. At that point, the money appears in your account, allowing you to pay bills, make car repairs or do some holiday shopping.
Are Payday Loans instant?
While the term "instant loans" is a bit of a misnomer, we can get you money fast. No payday lender can fund your loan instantly, meaning seconds or minutes after you submit your application. But, partner lenders in our netwrok can often approve your loan in minutes. That way, the stress of wondering if you can pay your bills is off your shoulders.
What happens when my loan is due?
When you take out a loan, it has a due date that corresponds with your next payday. A small one-time finance charge that's fixed and straightforward gets added to your payday loan amount when you repay the balance. Unlike credit cards, payday loans don't require minimal monthly payments or accrue compounded interest.
Benefits of Payday Loan
Payday loans offer several benefits over other short-term financing options such as title loans, pawn shops and credit cards, including:
Fast Approval Process
Not only does the payday loan approval process is simple and takes just minutes, but you also don't have to leave your home. As long as you have an internet connection, you can receive payday loans online.
With a title loan, you have to get your vehicle inspected so the lender can estimate its value. Borrowing from a pawn shop requires going to its physical location. Though you can apply for a credit card online, it doesn't arrive in the mail for several days. Payday loans offer the easiest and fastest funding with the least effort of any short-term borrowing method.
No Risking Personal Assets
Both title lenders and pawn shops require you to pledge something you own as collateral for the loan. In a worst-case scenario where you can't repay the loan, the lender can assume ownership of your personal property. In the case of a title loan, the collateral is your mode of transportation, which can prevent you from getting to work should you default.
Payday loans are unsecured loans, which means you don't have to secure them with personal assets. This makes payday loans a low-risk way to borrow money when you're in a bind.
Tightly Regulated Industry
The government monitors payday lenders closely, which means companies that fail to meet stringent requirements can't do business. This oversight protects you from unscrupulous lenders. Slick Cash Loan partner's with direct lenders that are licensed by the government. All our direct lenders follow all regulations for added assurance and peace of mind.
What is the next step?
You can get approved for online payday loans from Slick Cash Loan in a few simple steps. First, access the application on our website. It's only three pages long and takes just minutes to complete.
The first page asks for basic personal information, and on the second page, you list your employment details. The last page requests your bank account deposit information so the lender knows where to put the money after approval.
If you need money now and can't wait until payday, don't delay. Apply today and get your money as soon as tomorrow.
Following pages provide additional information on payday loans: